ASIC Regulatory Guidelines 146 (RG146)

From 1 January 2019, FASEA’s new professional standards requirements for financial advisers will progressively replace training standards in Regulatory Guide 146 Licensing: Training of financial product advisers (RG 146). RG 146 sets out the minimum training standards for financial advisers.

RG 146 will continue to apply to financial advisers who are authorised by their Australian financial services (AFS) licensee as an ‘existing provider’ until the new requirements apply to them.

RG 146 will also continue to apply to advisers who are not ‘relevant providers’ – that is, those who only provide general advice, those who provide advice about Tier 2 or less complex financial products and those who only give advice in relation to a time-sharing scheme. ASIC will review and update their guidance for advisers who are not relevant providers.

RG 146 will not apply to new entrants to the industry seeking to become a relevant provider from 1 January 2019. They will need to meet FASEA’s new professional standards requirements.

Click here for specific information on Kaplan Professional’s Tier 2 RG146 Accreditation online training program.

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Online RG146 Courses

These courses are for existing advisers that provide financial products (other than; basic banking products, general insurance products, consumer credit insurance and a combination of any of those products), and provide personal advice to retail clients.

With the commencement of FASEA’s professional standards reforms on 1 January 2019, the no-action position set out in Media Release 13-149MR ASIC consults on enhancements to training standards (24 June 2013) will remain relevant:

a. for existing providers until 1 January 2022; and
b. for individuals who provide general advice, or personal advice on basic banking products, general insurance or consumer credit insurance, and individuals who provide financial product advice in relation to a time-sharing scheme, until ASIC considers its policy in relation to these advisers.

Existing advisers should consult their Licensee for approval if they want to provide advise in specific knowledge areas.


Tier 1 Compliance Solution – Derivatives >

Tier 1 Compliance Solution – Financial Planning >

Tier 1 Compliance Solution – Foreign Exchange >

Tier 1 Compliance Solution – Generic Knowledge >

Tier 1 Compliance Solution – General Insurance >

Tier 1 Compliance Solution – Insurance Broking >

Tier 1 Compliance Solution – Life Insurance >

Tier 1 Compliance Solution – Managed Investments >

Tier 1 Compliance Solution – Margin Lending >

Tier 1 Compliance Solution – Securities >

Tier 1 Compliance Solution – Securities and Managed Investments >

Tier 1 Compliance Solution – Superannuation >

Online training program designed for corporate organisations who require employees to hold accreditation in general or personal advice in cash and deposit and/or general insurance.


Tier 2 Compliance Solution – RG146 Accreditation Program >

FNS50615
Diploma of Financial Planning


The Kaplan Professional FNS50615 Diploma of Financial Planning program combines introductory specialist knowledge and financial planning skills to prepare individuals for entry into the financial planning industry. This program also provides a pathway into the Kaplan Professional Graduate Diploma of Financial Planning.

FNS60415
Advanced Diploma of Financial Planning


Kaplan’s Professional’s FNS60415 Advanced Diploma of Financial Planning builds upon the competencies gained in the FNS50615 Diploma of Financial Planning. This qualification is ideal for individuals wanting to learn a comprehensive range of financial planning services across a variety of product environments, including those involving complex issues, innovative strategies and successful client engagement.

This program also provides a pathway into the Kaplan Professional Graduate Diploma of Financial Planning.