FPE011 Debt Strategies

This subject focuses on creating and evaluating debt strategies to build wealth. Individuals reflect on the leading factors affecting various debt strategies to acquire assets and the related taxation, regulatory, superannuation and estate planning considerations.

It examines the various types of debt used to acquire assets and the related taxation, regulatory and estate implications. The subject is designed to equip students with the ability to analyse cash flows, manage risk and apply their knowledge to assess the performance of various types of debt strategies.

Individuals follow a fictitious case study to apply their understanding of the above concepts, when analysing cash flows, manage risks and assess the performance of various types of debt strategies.

For more information, please refer to the subject outline.

  • Learning outcomes
    • On the successful completion of this subject, individuals should be able to:

      1. Critically evaluate the role and suitability of debt products in a wealth management strategy.
      2. Recommend solutions to debt using the various types of debt products available.
      3. Compare and contrast the cash flow and tax impact of various debt strategies.
      4. Evaluate debt strategies in consideration of various returns and risk profiles.
      5. Compare and contrast different debt strategies to various investment scenarios.
      6. Formulate and justify client advice regarding debt products and strategies, integrating relevant legislation.
      7. Recommend appropriate debt strategies.
  • Subject content
    • Topic Title
      Topic 1 Introduction to debt products
      Topic 2 Overview of relevant regulations
      Topic 3 Building wealth with debt
      Topic 4 Home mortgage debt
      Topic 5 Cash flow management
      Topic 6 Margin lending
      Topic 7 Debit and estate planning
      Topic 8 Risk management and tax considerations
      Topic 9 Superannuation borrowing arrangements

  • Duration
    • The duration of this subject is one study period (12 weeks)

  • CPD
    • Kaplan Professional has assessed this subject. Click here for the following CPD hours applicable from 1 January 2019 on successful completion of this course. For subjects or courses completed prior to this date, please contact Kaplan Professional’s CPD Support team on 1300 527 526 or pdmail@kaplan.edu.au.

  • Assessment
  • Prerequisites
    • There are no prerequisites for this subject. However please review the ‘Assumed knowledge’ section below to understand the prior knowledge Kaplan advises you should hold before enrolling in this subject.

  • Assumed knowledge
    • Whilst there are no prerequisites for this subject, Kaplan assumes that individuals have completed FPC009 Complex Financial Planning, or understand the content covered in this subject, prior to undertaking FPE011 Debt Strategies.

  • Course transition subject equivalence
    • There is no equivalences for this subject.

  • Reading list
    • Taylor, S 2020, Financial planning in Australia — advice and wealth management, 9th edn, LexisNexis Butterworths, Chatswood, NSW. Available via ProQuest Ebook Central at Kaplan Library.