This subject focuses on creating and evaluating debt strategies to build wealth. Individuals reflect on the leading factors affecting various debt strategies to acquire assets and the related taxation, regulatory, superannuation and estate planning considerations. It examines the various types of debt used to acquire assets and the related taxation, regulatory and estate implications. The subject is designed to equip students with the ability to analyse cash flows, manage risk and apply their knowledge to assess the performance of various types of debt strategies. Individuals follow a fictitious case study to apply their understanding of the above concepts, when analysing cash flows, manage risks and assess the performance of various types of debt strategies. For more information, please refer to the subject outline.
Learning outcomes Subject content Duration CPD Assessment Prerequisites Assumed knowledge Course transition subject equivalence Reading list Learning outcomes On the successful completion of this subject, individuals should be able to: Critically evaluate the role and suitability of debt products in a wealth management strategy. Recommend solutions to debt using the various types of debt products available. Compare and contrast the cash flow and tax impact of various debt strategies. Evaluate debt strategies in consideration of various returns and risk profiles. Compare and contrast different debt strategies to various investment scenarios. Formulate and justify client advice regarding debt products and strategies, integrating relevant legislation. Recommend appropriate debt strategies. Subject content TopicTitle Topic 1Introduction to debt products Topic 2Overview of relevant regulations Topic 3Building wealth with debt Topic 4Home mortgage debt Topic 5Cash flow management Topic 6Margin lending Topic 7Debit and estate planning Topic 8Risk management and tax considerations Topic 9Superannuation borrowing arrangements Duration The duration of this subject is one study period (12 weeks) CPD Kaplan Professional has assessed this subject. Click here for the following CPD hours applicable from 1 January 2019 on successful completion of this course. For subjects or courses completed prior to this date, please contact Kaplan Professional’s CPD Support team on 1300 527 526 or pdmail@kaplan.edu.au. Assessment Assessment TypeAssessedWeighting ExaminationWeek 650% AssignmentWeek 1250% Click here for an assessment timetable. Prerequisites Kaplan recommends that you complete the following Kaplan Online subjects prior to enrolling in this unit: FPC001B Economic, Legal & Ethical Context for Financial Planning FPC002B Ethics and Professionalism in Financial Advice FPC003 Superannuation and Retirement Advice FPC004 Insurance Advice FPC005 Estate and Succession Planning FPC006 Tax Considerations in Financial Advice FPC007B Client Engagement Skills Assumed knowledge N/A Course transition subject equivalence There is no equivalences for this subject. Reading list Taylor, S 2020, Financial planning in Australia — advice and wealth management, 9th edn, LexisNexis Butterworths, Chatswood, NSW. Available via ProQuest Ebook Central at Kaplan Library.
Learn more about Master of Financial Planning, Graduate Diploma of Financial Planning, Graduate Certificate in Financial Planning >
This subject focuses on creating and evaluating debt strategies to build wealth. Individuals reflect on the leading factors affecting various debt strategies to acquire assets and the related taxation, regulatory, superannuation and estate planning considerations. It examines the various types of debt used to acquire assets and the related taxation, regulatory and estate implications. The subject is designed to equip students with the ability to analyse cash flows, manage risk and apply their knowledge to assess the performance of various types of debt strategies. Individuals follow a fictitious case study to apply their understanding of the above concepts, when analysing cash flows, manage risks and assess the performance of various types of debt strategies. For more information, please refer to the subject outline.
Learning outcomes Subject content Duration CPD Assessment Prerequisites Assumed knowledge Course transition subject equivalence Reading list Learning outcomes On the successful completion of this subject, individuals should be able to: Critically evaluate the role and suitability of debt products in a wealth management strategy. Recommend solutions to debt using the various types of debt products available. Compare and contrast the cash flow and tax impact of various debt strategies. Evaluate debt strategies in consideration of various returns and risk profiles. Compare and contrast different debt strategies to various investment scenarios. Formulate and justify client advice regarding debt products and strategies, integrating relevant legislation. Recommend appropriate debt strategies. Subject content TopicTitle Topic 1Introduction to debt products Topic 2Overview of relevant regulations Topic 3Building wealth with debt Topic 4Home mortgage debt Topic 5Cash flow management Topic 6Margin lending Topic 7Debit and estate planning Topic 8Risk management and tax considerations Topic 9Superannuation borrowing arrangements Duration The duration of this subject is one study period (12 weeks) CPD Kaplan Professional has assessed this subject. Click here for the following CPD hours applicable from 1 January 2019 on successful completion of this course. For subjects or courses completed prior to this date, please contact Kaplan Professional’s CPD Support team on 1300 527 526 or pdmail@kaplan.edu.au. Assessment Assessment TypeAssessedWeighting ExaminationWeek 650% AssignmentWeek 1250% Click here for an assessment timetable. Prerequisites Kaplan recommends that you complete the following Kaplan Online subjects prior to enrolling in this unit: FPC001B Economic, Legal & Ethical Context for Financial Planning FPC002B Ethics and Professionalism in Financial Advice FPC003 Superannuation and Retirement Advice FPC004 Insurance Advice FPC005 Estate and Succession Planning FPC006 Tax Considerations in Financial Advice FPC007B Client Engagement Skills Assumed knowledge N/A Course transition subject equivalence There is no equivalences for this subject. Reading list Taylor, S 2020, Financial planning in Australia — advice and wealth management, 9th edn, LexisNexis Butterworths, Chatswood, NSW. Available via ProQuest Ebook Central at Kaplan Library.
Learn more about Master of Financial Planning, Graduate Diploma of Financial Planning, Graduate Certificate in Financial Planning >
