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Home > Current Students > Higher Education Main Page > FEE-HELP
FEE-HELP is a Commonwealth Government loan available to help you paying part or all of your tuition fees.
Need help?
From 1 January 2021, new higher education students will need a Unique Student Identifier (USI) in order to be eligible for Commonwealth assistance through a FEE-HELP loan.
By 2023, all higher education students will need to have a USI if they expect to receive their award in 2023 or beyond. This includes all students who started before 2021.
Continuing students can provide their USI anytime between now and 2023.
More information can be found in the FAQs below.
Quality education and training can help to advance your career, but costs can sometimes be a barrier. Kaplan Professional believes education should be as accessible and affordable as possible to empower you to reach your professional and personal goals.
To make studying with Kaplan Professional more accessible, higher education courses delivered by Kaplan Professional are approved for FEE-HELP by the Australian Government’s Department of Education, Skills and Employment. FEE-HELP is a Commonwealth Government loan available to help you paying part or all of your tuition fees.
You’re required to repay your FEE-HELP loan through the taxation system once your income exceeds the government’s compulsory repayment threshold. The current repayment threshold may be found on the government’s StudyAssist website.
Please be advised that a FEE-HELP loan may impact on your credit rating and you are required to provide your Tax File Number (TFN) as part of your application for FEE-HELP. Additionally, a government 20% FEE-HELP loan fee applies to those in an undergraduate course of study (i.e. Higher Education Diploma). This will not count towards your FEE-HELP balance and will be reflected in your Commonwealth Assistance Notice (CAN).
In order to receive FEE-HELP, you must meet the eligibility requirements as detailed below:
Before applying for FEE-HELP, you’ll need to read the most recently published FEE-HELP information booklet provided by the Australian government.
In addition to FEE-HELP, you may also be eligible for other government incentives, such as Austudy / ABSTUDY. For further information, please contact Centrelink.
For further information regarding FEE-HELP support, contact one of our Student Advisers on 1300 135 798 (select option 2) or studentadvice@kaplan.edu.au. Alternatively, visit studyassist.gov.au.
The USI is a student’s lifelong education number.
If you’re undertaking nationally recognised training or higher education, you’ll need a USI in order to receive your qualification or statement of attainment.
The USI will give you access to an online record in the form of a USI Transcript. This can be used when applying for a job, seeking a credit transfer or demonstrating prerequisites when undertaking further training or study.
A USI is for life. You only have to create it once. If you’ve undertaken a vocational education course since 2015, you probably have a USI.
If you’re unsure if you already have a USI, please go to the ‘Find your USI’ page to check: https://www.usi.gov.au/faqs/find-your-usi
You’ll need to provide identification to create a USI. Please visit https://www.usi.gov.au/your-usi/create-usi for more information. It’s important this identification data matches your enrolment with Kaplan Professional.
If you’re eligible for FEE-HELP assistance and would like to obtain a FEE-HELP loan, you’ll need to complete a Request for FEE-HELP assistance form. This form should be completed at enrolment once it’s sent to you or by the due by date if you’re changing your payment option.
Request for FEE-HELP assistance forms can’t be accepted after the census date for a unit of study.
There are no loan fees applicable to any postgraduate courses delivered by Kaplan Professional.
The census date is the last date you can withdraw or cancel your enrolment without incurring a financial and/or academic penalty, as well as the last day to submit a Requested for Fee-HELP assistance form.
You can view the census dates on our higher education study dates page on our website.
The courses listed below are approved by the Department of Education for FEE-HELP.
Kaplan recognises that applicants may wish to study one or more higher education subjects at Kaplan as a non-award subject for purposes such as professional development or personal interest without having to enrol in the full course. Non-award subjects are not eligible for FEE-HELP.
If you are applying for a FEE-HELP loan to pay for all or part of your studies, you are required to provide Kaplan Professional with proof of your citizenship/residency status.
In accordance with the Higher Education Support Act 2003, Kaplan Professional has a responsibility for advising students of their eligibility for FEE-HELP.
As part of this responsibility, Kaplan Professional requires all domestic students eligible to access FEE-HELP to provide evidence of your citizenship/residency status prior to the census date of your first study period.
Evidence must be in the form of your:
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Kaplan Professional is offering education update presentations for advice firms – available online or in person – designed to help advisers navigate the evolving professional landscape.
The financial advice profession is rarely a straight path. Increasing regulation, rising client expectations, technological change and higher professional standards mean advisers must continually adapt to remain relevant and competitive.
This presentation maps the full career lifecycle of an adviser – from entry into the profession through to specialisation, leadership and long-term sustainability. At each stage, we explore the capabilities required, the common challenges advisers face, and the role education plays not just as a compliance requirement, but as a strategic enabler of professional growth.
• Education pathways from entry to senior leadership
• How capability requirements evolve across career stages
• The shift from minimum standards to advanced technical and strategic expertise
• The role of ongoing education in building resilience, sound judgement and sustainable careers
Designed for adviser teams and leadership groups, this presentation provides practical insights into how structured learning supports long-term performance, professionalism and business sustainability.
To book an education update session for your advisers please contact your Corporate Relationship Manager to arrange a suitable time.
Date: Wednesday, 11 March
Time: 1:00pm – 3:00pm AEDT
Fee: $280
Where: Online (Zoom)
Host: Matthew Farley
A certificate of attendance outlining CPD hours will be awarded at the conclusion of this workshop. A full list of topics is available on our website.
Date: Thursday, 19 March
Time: 1:00pm – 3:30pm AEDT
Fee: $340
Host: Dr Jenny Diggle
Kaplan Professional has expanded the Financial Adviser Accelerator Suite with a new set of practical topics designed to further strengthen capability across both technical and client engagement areas.
As client expectations continue to rise and advice scenarios become more complex, early career advisers must combine sound technical knowledge with strong communication skills and thoughtful decision-making. The latest additions to the suite support this ongoing professional development.
Practical frameworks to enhance credibility, strengthen adviser presence and build more meaningful, long-term client relationships.
Structured approaches to assessing appropriate cover, modelling client scenarios and supporting well-reasoned, client-centred risk advice.
Applying probability-based thinking to improve strategic judgement and support more confident decision-making in uncertain environments.
These additions build on the Financial Adviser Accelerator Suite focus on applied, real-world learning, equipping advisers with skills that can be immediately implemented in practice.
The ongoing expansion of the Financial Adviser Accelerator Suite reflects Kaplan Professional’s commitment to supporting advisers as they continue to develop deeper expertise and deliver high-quality, client-focused advice.
For advisers who have now met the education standard, the focus shifts from compliance to opportunity.
Kaplan Professional offers clear pathways to build on the bridging courses and subjects already completed and convert that study into a full, recognised qualification. Advisers who have completed individual units toward the education standard may be eligible to articulate into the Graduate Certificate in Financial Planning or Graduate Diploma of Financial Planning, formalising their academic achievement and strengthening their professional standing.
From there, eligible Graduate Diploma alumni can upgrade to the Master of Financial Planning, completing the remaining subjects to attain a postgraduate qualification that positions them above the minimum regulatory requirement. The Master’s program also provides direct pathways toward leading professional designations, including CFP® and SSA®, enabling advisers to align academic progression with industry-recognised credentials.
Advisers who have completed the Graduate Diploma of Financial Planning are already eligible to obtain leading professional designations through the College for Financial Planning®. This includes globally-recognised credentials such as the Accredited Behavioural Finance ProfessionalSM (ABFP®) and Chartered Retirement Planning CounsellorSM (CRPC®) designation.
No further study is required to meet the education component for these certifications, allowing advisers to leverage their existing qualification to secure respected professional recognition and further strengthen their standing in the industry.
Beyond core qualifications, Kaplan Professional also offers access to additional specialist electives and professional designation pathways, allowing advisers to differentiate in areas such as superannuation, retirement, ethics and client strategy.
In short, completing the education standard doesn’t have to be the end point. With Kaplan Professional, it can be the foundation for higher qualifications, respected designations and long-term career progression.
Contact your Corporate Relationship Manager to discuss the education options and pathways for your adviser network. Alternatively, contact 1300 135 798 (option 2) or email courseadvice@kaplan.edu.au.
Kaplan Professional will host a special Women in Finance webinar on Tuesday, 3 March, celebrating the achievements, leadership and career journeys of women shaping the financial services industry.
The session will explore leadership, career progression and the role education has played in supporting professional success across diverse areas of the sector.
Graduate Diploma of Financial Planning dux, two-time Olympian and Financial Adviser at HLB Mann Judd.
Graduate Diploma graduate, business owner and founder of a caregiving training institute in Bangladesh, with more than 20 years’ industry experience.
Master of Applied Finance graduate and Director at BDO Sydney, specialising in governance, risk and assurance across financial services.
Date: Tuesday, 3 March
Time: 1:30pm AEDT
Location: Online (Zoom)
The webinar will include practical leadership insights, reflections on career growth, discussion on the impact of education in finance, and an interactive Q&A session.
Now
9 March
25 March
29 May
Kaplan Professional is offering eligible Graduate Diploma of Financial Planning alumni a limited-time opportunity to upgrade to the Master of Financial Planning at a fixed alumni price of $5,000.
This exclusive offer enables alumni to complete their remaining four subjects – two core subjects (FPC009 Complex Financial Planning and KAP001 Capstone Project) and two electives – at a substantially reduced cost compared to standard postgraduate tuition fees.
To access the offer, eligible alumni must enrol and commence their first subject by the Study Period 2 census date, 25 March 2026.
Upgrading to the Master’s degree provides advisers with the opportunity to deepen technical expertise, broaden strategic capability and position themselves strongly as professional standards across the industry continue to rise. The program also supports progression toward additional professional designations.
Full details, including subject structure, study plans and application steps, are available below.