Social Security Aged Care Financial Planning Course

Subject overview

STUDY MODE

100% online

AQF LEVEL

9

NEXT INTAKE

24 Aug 2026

SUBJECT DURATION

12 weeks

SUBJECT FEE

$2,850.00

This subject develops advanced technical and strategic capability to analyse, interpret and apply contemporary social security and aged care legislation in complex client scenarios. A central focus is the interaction between social security entitlements for older Australians and aged care means testing, including the materially different treatment of the principal residence under the Age Pension assets test and residential aged care funding rules.

On completion, individuals will be able to integrate social security and aged care considerations into comprehensive retirement advice. They will be able to exercise sound professional judgement when providing advice for vulnerable clients in a technically complex and high-impact decision environment.

For more information please refer to the subject outline.

Master of Financial Planning >
Graduate Diploma of Financial Planning >
Graduate Certificate in Financial Planning >

Master of Financial Services >
Graduate Diploma of Financial Services >
Graduate Certificate in Financial Services >

Subject information

Learning outcomes

On successful completion of this subject, individuals should be able to:

Assess eligibility for the Age Pension and other social security benefits
Evaluate different aged care arrangements available to clients
Analyse the financial implications of aged care arrangements
Examine estate planning and tax implications of aged care arrangements
Develop and present comprehensive strategies to meet the diverse needs of older Australians

Topics covered

Legislative and policy framework of Australia’s social security system
Age pension eligibility and entitlement analysis
Strategic management of social security entitlements
Aged care system and regulatory framework
Financial structures and fees in aged care
Comparative analysis of aged care arrangements
Taxation, estate planning and intergenerational implications
Integrated strategy development for older Australians

Continuing professional development (CPD)

Kaplan Professional has assessed this subject. Click here for the following CPD hours applicable from 1 January 2019 on successful completion of this course. For subjects or courses completed prior to this date, please contact Kaplan Professional’s CPD Support team on 1300 527 526 or pdmail@kaplan.edu.au.

Reading list

There is no prescribed texts for this subject.

Individuals are provided with key readings and access to Kaplan’s online databases. Individuals are encouraged to research and read widely on the topic.

Assessments

Assessment Type	Assessed	Weighting
Quiz	Week 4	20%
Assignment 1	Week 7	40%
Assignment 2	Week 12	40%

Click here for an assessment timetable.

Previous study requirements

Assumed knowledge

Kaplan Professional assumes that individuals have completed FPC002B Ethics and Professionalism in Financial Advice and FPC003 Superannuation and Retirement Advice, or understand the content covered in these subjects, prior to undertaking FPE023 Social Security and Aged Care.