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Subject overview


STUDY MODE

100% online

AQF LEVEL

9

NEXT INTAKE

4 Mar 2024

SUBJECT DURATION

12 weeks

SUBJECT FEE

$2,600.00


This subject focuses on creating and evaluating debt strategies to build wealth. Individuals reflect on the leading factors affecting various debt strategies to acquire assets and the related taxation, regulatory, superannuation and estate planning considerations.

It examines the various types of debt used to acquire assets and the related taxation, regulatory and estate implications. The subject is designed to equip students with the ability to analyse cash flows, manage risk and apply their knowledge to assess the performance of various types of debt strategies.

Individuals follow a fictitious case study to apply their understanding of the above concepts, when analysing cash flows, manage risks and assess the performance of various types of debt strategies.

Master of Financial Planning >

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Subject information

Learning Outcomes

On the successful completion of this subject, individuals should be able to:

  • Critically evaluate the role and suitability of debt products in a wealth management strategy.
  • Recommend solutions to debt using the various types of debt products available.
  • Compare and contrast the cash flow and tax impact of various debt strategies.
  • Evaluate debt strategies in consideration of various returns and risk profiles.
  • Compare and contrast different debt strategies to various investment scenarios.
  • Formulate and justify client advice regarding debt products and strategies, integrating relevant legislation.
  • Recommend appropriate debt strategies.

Topics covered

  1. Introduction to debt products
  2. Overview of relevant regulations
  3. Building wealth with debt
  4. Home mortgage debt
  5. Cash flow management
  6. Margin lending
  7. Debit and estate planning
  8. Risk management and tax considerations
  9. Superannuation borrowing arrangements

Continuing professional development (CPD)

Kaplan Professional has assessed this subject. Click here for the following CPD hours applicable from 1 January 2019 on successful completion of this course. For subjects or courses completed prior to this date, please contact Kaplan Professional’s CPD Support team on 1300 527 526 or pdmail@kaplan.edu.au.

Reading list

Taylor, S 2021, Financial planning in Australia – advice and wealth management, 10th edn, LexisNexis Butterworths, Chatswood, NSW. Available via ProQuest Ebook Central at Kaplan Library.

Reading list

Assessments

Assessment TypeAssessedWeighting
ExaminationWeek 650%
AssignmentWeek 1250%

Previous study requirements

Prerequisites

There are no prerequisites for this subject. However, please review the ‘Assumed knowledge’ section below to understand the prior knowledge Kaplan Professional advises you should hold before enrolling in this subject.

Assumed knowledge

While there are no prerequisites for this subject, Kaplan Professional assumes that individuals have completed FPC009 Complex Financial Planning, or understand the content covered in this subject, prior to undertaking FPE011 Debt Strategies.

Course transition subject equivalence

There is no equivalences for this subject.

Key dates

Study Period 1

11 Dec 2023 - 29 Mar 2024

❌ Enrolments now closed

Early access opens 11 December 2023

Early access to assessments 21 December 2023

Study period commences 8 January 2024

Enrolments close/census 24 January 2024

Study period ends 29 March 2024

Assessment dates See assessment information

Study Period 2

5 Feb 2024 - 24 May 2024

✓ Enrolments open now

Early access opens 5 February 2024

Early access to assessments 19 February 2024

Study period commences 4 March 2024

Enrolments close/census 20 March 2024

Study period ends 24 May 2024

Assessment dates See assessment information

Study Period 3

1 Apr 2024 - 19 Jul 2024

✓ Enrolments open now

Early access opens 1 April 2024

Early access to assessments 15 April 2024

Study period commences 29 April 2024

Enrolments close/census 15 May 2024

Study period ends 19 July 2024

Assessment dates See assessment information

Study Period 4

3 Jun 2024 - 20 Sep 2024

✓ Enrolments open now

Early access opens 3 June 2024

Early access to assessments 17 June 2024

Study period commences 1 July 2024

Enrolments close/census 17 July 2024

Study period ends 20 September 2024

Assessment dates See assessment information

Study Period 5

29 Jul 2024 - 15 Nov 2024

✓ Enrolments open now

Early access opens 29 July 2024

Early access to assessments 12 August 2024

Study period commences 26 August 2024

Enrolments close/census 11 September 2024

Study period ends 15 November 2024

Assessment dates See assessment information

Study Period 6

30 Sep 2024 - 17 Jan 2025

✓ Enrolments open now

Early access opens 30 September 2024

Early access to assessments 14 October 2024

Study period commences 28 October 2024

Enrolments close/census 13 November 2024

Study period ends 17 January 2025

Assessment dates See assessment information

Subject enhancements

We’ve listened to student feedback, and are pleased to inform you that we’ve made the following improvements to this subject:

  • transitioned the exam to open-book format
  • made recordings available for our drop-in sessions to accommodate those who cannot attend live.

Programs you might be interested in

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Master of Financial Planning

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CRS1200364

Master of Applied Finance

Leading online degree designed for ambitious and savvy individuals who are looking for advanced academic rigour, but thrive on practical and real-world learning immediately applicable in the workplace, and directly relevant to future career roles. It caters to experienced finance professionals and those transitioning into the field, integrating learning outcomes with pathways for further accreditation such as a CFA®.
CRS1200368

Graduate Diploma of Financial Planning

An eight-subject postgraduate qualification set at AQF Level 8 and FAS approved. Includes the first eight subjects of the FAS-approved Master of Financial Planning.

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