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Subject overview


STUDY MODE

100% online

AQF LEVEL

9

NEXT INTAKE

28 Oct 2024

SUBJECT DURATION

12 weeks

SUBJECT FEE

$2,600.00


This subject focuses on creating and evaluating debt strategies to meet client objectives. Individuals examine various debt products used by clients in different life stages, and the key factors affecting the acquisition and management of debt as part of investment strategies. Individuals reflect on the suitability of debt strategies for different types of clients, and the related regulatory, taxation, superannuation and estate planning considerations. The subject is designed to equip students with skills in assessing the need and suitability of clients to take on debt as part of a financial planning strategy, and to assist them to manage the risks of debt.

For more information, please refer to the subject outline.

Master of Financial Planning >

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Graduate Certificate in Financial Planning >

Subject information

Learning Outcomes

On the successful completion of this subject, individuals should be able to:

  • Determine the Australian legislative and regulatory frameworks governing debt products.
  • Critically analyse the requirements and risks for advising on financial planning strategies involving various debt products.
  • Evaluate the role and suitability of debt products to meet the objectives of clients in different life stages.
  • Formulate and justify financial planning advice to clients incorporating debt strategies, products and appropriate risk management.

Topics covered

  1. The nature and types of debt
  2. Regulation of debt advice
  3. Building wealth with debt
  4. Property debt
  5. Consumer lending products and cash flow management
  6. Margin lending
  7. Estate planning and debt
  8. Risk management and tax considerations
  9. Entity borrowing arrangements

Continuing professional development (CPD)

Kaplan Professional has assessed this subject. Click here for the following CPD hours applicable from 1 January 2019 on successful completion of this course. For subjects or courses completed prior to this date, please contact Kaplan Professional’s CPD Support team on 1300 527 526 or pdmail@kaplan.edu.au.

Reading list

Taylor, S 2021, Financial planning in Australia – advice and wealth management, 10th edn, LexisNexis Butterworths, Chatswood, NSW. Available via ProQuest Ebook Central at Kaplan Library.

Reading list

Assessments

Assessment TypeAssessedWeighting
Oral assignmentWeek 425%
ExaminationWeek 635%
AssignmentWeek 1240%

Previous study requirements

Assumed knowledge

Kaplan Professional assumes that individuals have completed FPC009 Complex Financial Planning, or understand the content covered in this subject, prior to undertaking FPE011 Debt Strategies.

Course transition subject equivalence

There is no equivalences for this subject.

Key dates

Study Period 5 2024

29 Jul 2024 - 15 Nov 2024

❌ Enrolments now closed

Early access opens 29 July 2024

Early access to assessments 12 August 2024

Study period commences 26 August 2024

Enrolments close/census 11 September 2024

Study period ends 15 November 2024

Assessment dates See assessment information

Study Period 6 2024

30 Sep 2024 - 17 Jan 2025

✓ Enrolments open now

Early access opens 30 September 2024

Early access to assessments 14 October 2024

Study period commences 28 October 2024

Enrolments close/census 13 November 2024

Study period ends 17 January 2025

Assessment dates See assessment information

Study Period 1 2025

16 Dec 2024 - 4 Apr 2025

✓ Enrolments open now

Early access opens 16 December 2024

Early access to assessments 30 December 2024

Study period commences 13 January 2025

Enrolments close/census 29 January 2025

Study period ends 4 April 2025

Assessment dates See assessment information

Study Period 2 2025

10 Feb 2025 - 30 May 2025

✓ Enrolments open now

Early access opens 10 February 2025

Early access to assessments 24 February 2025

Study period commences 10 March 2025

Enrolments close/census 26 March 2025

Study period ends 30 May 2025

Assessment dates See assessment information

Study Period 3 2025

7 Apr 2025 - 25 Jul 2025

✓ Enrolments open now

Early access opens 7 April 2025

Early access to assessments 21 April 2025

Study period commences 5 May 2025

Enrolments close/census 21 May 2025

Study period ends 25 July 2025

Assessment dates See assessment information

Study Period 4 2025

2 Jun 2025 - 19 Sep 2025

✓ Enrolments open now

Early access opens 2 June 2025

Early access to assessments 16 June 2025

Study period commences 30 June 2025

Enrolments close/census 16 July 2025

Study period ends 19 September 2025

Assessment dates See assessment information

Fees and FEE-HELP

Enrolment feesFee
Subject fee 2024$2,600 (GST free)

Note: If this subject is undertaken as a standalone subject, no FEE-HELP is available.

FEE-HELP is available for individuals undertaking this subject as part of a qualification. Click here to find out if you’re eligible.

Click here for a full list of fees and allowances.

Subject enhancements

We’re pleased to announce that the following enhancements have been made to this subject:

  • Replaced the Task with an alternative Oral assignment to assess students’ communication skills and applied knowledge.
  • Changed from two to three assessments to provide students with more opportunities for feedback and to build their learning gradually.
  • Inclusion of educational requirements for financial advisers in advising on margin lending and debt products, regulatory guidance on double gearing, and current processes for debt refinancing and SMSF membership

Programs you might be interested in

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Master of Financial Planning

Our online, FAS-approved Master of Financial Planning is a purpose-built higher education qualification set at AQF level 9. It’s designed and developed in consultation with industry experts, and combines advanced technical rigour with practical and relevant performance-focused learning outcomes.
CRS1200364

Master of Applied Finance

Leading online degree designed for ambitious and savvy individuals who are looking for advanced academic rigour, but thrive on practical and real-world learning immediately applicable in the workplace, and directly relevant to future career roles. It caters to experienced finance professionals and those transitioning into the field, integrating learning outcomes with pathways for further accreditation such as a CFA®.
CRS1200368

Graduate Diploma of Financial Planning

An eight-subject postgraduate qualification set at AQF Level 8 and FAS approved. Includes the first eight subjects of the FAS-approved Master of Financial Planning.

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